Compare what you can actually use.
Compare US monthly web reference prices, model access and billing boundaries. Find the right starting point without a universal best-AI ranking.
A fair price comparison starts with the billing unit
Choose the job first: general assistance, source-checkable research, a terminal coding agent, or help inside Google apps. Then compare a monthly subscription with another monthly subscription. A yearly headline rate, a temporary trial and a metered API bill answer different questions.
The table records publicly listed individual web plans. It does not assert country, age, workplace or account eligibility. It excludes organization plans, negotiated contracts and temporary discounts.
| Plan | USD / month | Access and important limits | Evidence |
|---|---|---|---|
| ChatGPT Free | $0 | Codex desktop entry is rollout-dependent; not a terminal-agent match in this checker. | Source checked Checked 2026-10-22 UTC OpenAI: Codex pricing and usage |
| ChatGPT Go | $8 | Lightweight desktop Codex access is rollout-dependent. | Source checked Checked 2026-10-22 UTC OpenAI: Codex pricing and usage |
| ChatGPT Plus | $20 | Codex and ChatGPT Work share usage. Task size, model and speed mode affect consumption. | Source checked Checked 2026-10-22 UTC OpenAI: Codex pricing and usage |
| ChatGPT Pro $100 | $100 | Codex Pro currently has no five-hour limit; other allowances can still apply. Check your usage dashboard. | Source checked Checked 2026-10-22 UTC OpenAI: Codex pricing and usage |
| ChatGPT Pro $200 | $200 | Codex Pro currently has no five-hour limit; other allowances can still apply. Check your usage dashboard. | Source checked Checked 2026-10-22 UTC OpenAI: Codex pricing and usage |
| ChatGPT Pro $500 | $500 | Codex Pro has no five-hour limit and includes Ultrafast access where supported. Faster modes consume more usage; this is not unlimited use. | Source checked Checked 2026-10-22 UTC OpenAI: Codex pricing and usage |
| Claude Free | $0 | Chat access; no included Claude Code subscription route. | Source checked Checked 2026-10-22 UTC Claude: individual pricing |
| Claude Pro | $20 | Claude and Claude Code share five-hour and weekly limits. Monthly billing, not the annual equivalent; API-key billing is separate. | Source checked Checked 2026-10-22 UTC Claude: individual pricing Claude Code: Pro and Max access |
| Claude Max 5x | $100 | Shared five-hour and weekly limits still apply. Monthly API credits do not pay for interactive Claude Code or subscription extra usage. | Source checked Checked 2026-10-22 UTC Claude: Max plan tiers Claude Code: Pro and Max access Claude: monthly API-credit eligibility |
| Claude Max 20x | $200 | Shared five-hour and weekly limits still apply. Monthly API credits do not pay for interactive Claude Code or subscription extra usage. | Source checked Checked 2026-10-22 UTC Claude: Max plan tiers Claude Code: Pro and Max access Claude: monthly API-credit eligibility |
| Gemini Free | $0 | General Gemini access. Some US personal Gmail AI features may also be free. | Source checked Checked 2026-10-22 UTC Google: Gemini subscriptions (US / USD) Google: account and country requirements Google: paid feature comparison for apps |
| Google AI Plus | $4.99 | Includes selected Google-app benefits, but not the Docs writing/summarizing match used here. | Source checked Checked 2026-10-22 UTC Google: Gemini subscriptions (US / USD) Google: account and country requirements Google: paid feature comparison for apps |
| Google AI Pro | $19.99 | Docs writing/summarizing requires an eligible account, age 18+, and a supported language. Country and feature restrictions apply. | Source checked Checked 2026-10-22 UTC Google: Gemini subscriptions (US / USD) Google: account and country requirements Google: paid feature comparison for apps Google: restrictions on bundled AI benefits |
| Google AI Ultra 5x | $99.99 | Docs writing/summarizing requires an eligible account, age 18+, and a supported language. Country and feature restrictions apply. | Source checked Checked 2026-10-22 UTC Google: Gemini subscriptions (US / USD) Google: account and country requirements Google: paid feature comparison for apps Google: restrictions on bundled AI benefits |
| Google AI Ultra 20x | $199.99 | Docs writing/summarizing requires an eligible account, age 18+, and a supported language. Country and feature restrictions apply. | Source checked Checked 2026-10-22 UTC Google: Gemini subscriptions (US / USD) Google: account and country requirements Google: paid feature comparison for apps Google: restrictions on bundled AI benefits |
These are reference prices, not a checkout quote. Taxes, local currency, app-store billing, eligibility and promotions can change the amount you pay. Annual equivalents and API charges are not mixed into this table.
Model access: product first, model second
GPT-6.1 Sol / GPT-6 Luna
GPT-6.1 Sol is rolling out to paid plans, excluding Free/Go at launch. Free/Go have rollout-dependent Luna access in the desktop app.
These model notes concern Work and Codex, not ordinary Chat. Availability still depends on your plan, client and account.
Source checked
Fable 5.1 / Opus 5.5 / Sonnet 5.5 / Haiku 5.5
The plan table lists Sonnet/Haiku on Free, Opus on Pro/Max, Fable via usage credits on Pro and within 50% of weekly limits on Max.
The names above are the listed model versions; the plan table describes model families. Verify the actual version and surface in your account.
Source checked
Gemini 4 Argon
Listed on the current US Google AI Pro and Ultra plan cards.
An included model name does not establish a fixed number of prompts or identical feature access across countries.
Source checked
Check the model picker and administrator controls in the surface you will actually use. We have not logged into your account or benchmarked these models for you.
Three checks before subscribing
Existing access
Try the included route in a plan you already pay for before adding a second subscription. A plan can fit your workflow without being the cheapest new purchase.
Usage, not just price
A listed fee is not a promise of unlimited work. Test your actual document size, tool use and session length. Avoid extrapolating a small task into a full-month capacity estimate.
Benefits are not cash
An included developer credit may have its own claim, expiry and eligible-use rules. Do not subtract its face value from the subscription price or assume it restores an exhausted chat allowance.
What this comparison deliberately does not rank
There is no overall winner, value score or paid placement in this shortlist. Writing quality, research accuracy and code correctness depend on the task and verification. A feature check establishes a possible route, not the quality of the answer it will produce.
For the first test, use the same input and acceptance criteria across services. Keep confidential material out until you have checked your workplace rules and the specific account's data controls.
Build a conditional shortlist →Evidence and update policy
This independent reference is checked against provider documentation during editorial preparation, with software assistance. It is not an account-level test or a head-to-head benchmark. Prices, access notes and updates share one catalog, so a reviewed correction can flow to all five pages. Fetching a page or saving an edit does not, by itself, renew its verification date.
Each record has an explicit review deadline, no more than seven days after its check. Overdue records are labeled and excluded from price-based recommendations. Offers with an explicit expiry stop displaying as active after that time. Missing evidence means “not verified,” not “free,” “unavailable” or “no incident.”
Official sources establish documented terms; your provider account and local checkout establish your actual access and charge. We do not inspect either. There is no universal model ranking, automated publication of scraped claims or promise of continuous human coverage.
Official sources and review dates
- OpenAI: Codex pricing and usage — checked 2026-10-22T03:18:38Z; review due 2026-10-29T03:18:38Z. Source checked
- OpenAI: model access and retirement notes — checked 2026-10-22T03:18:38Z; review due 2026-10-29T03:18:38Z. Source checked
- Claude: individual pricing — checked 2026-10-22T03:18:38Z; review due 2026-10-29T03:18:38Z. Source checked
- Claude: Max plan tiers — checked 2026-10-22T03:18:38Z; review due 2026-10-29T03:18:38Z. Source checked
- Claude Code: Pro and Max access — checked 2026-10-22T03:18:38Z; review due 2026-10-29T03:18:38Z. Source checked
- Claude Code: costs and usage display — checked 2026-10-22T03:18:38Z; review due 2026-10-29T03:18:38Z. Source checked
- Claude: monthly API-credit eligibility — checked 2026-10-22T03:18:38Z; review due 2026-10-29T03:18:38Z. Source checked
- Google: Gemini subscriptions (US / USD) — checked 2026-10-22T03:18:38Z; review due 2026-10-29T03:18:38Z. Source checked
- Google: account and country requirements — checked 2026-10-22T03:18:38Z; review due 2026-10-29T03:18:38Z. Source checked
- Google: paid feature comparison for apps — checked 2026-10-22T03:18:38Z; review due 2026-10-29T03:18:38Z. Source checked
- Google: restrictions on bundled AI benefits — checked 2026-10-22T03:18:38Z; review due 2026-10-29T03:18:38Z. Source checked